When I first got into credit cards, I had no idea what I was doing with points. When I got an email for a special offer on Apple gift cards, I went for it thinking it was a good deal to take the sting out of buying a new iPhone. Little did I know that…
As the year winds down, most people are focused on spending money—buying gifts, booking travel, and preparing for the holidays. However, financially savvy travelers know that the end of the year isn’t just for spending; it is the strategic “Golden Hour” for credit card applications. Opening a premium credit card in December can unlock outsized…
The revamped American Express Platinum cards are here, with a higher annual fee and new credits. The eye-watering $895 annual fee may be a shocker, but you could come out ahead of it thanks to a variety of travel and lifestyle credits. However, the credits vary dramatically between the Consumer and Business Platinum cards- let’s…
If you only take one or two trips a year, you may be wondering: Is a travel rewards credit card worth it if I don’t travel often? Or would a simple cash back card be better? The answer depends on how you spend, how you travel, and what kind of perks you value. Here’s a breakdown of…
Citi has officially launched its most premium travel rewards card yet — the Citi Strata Elite Card. Designed to compete with other high-end cards like the Amex Platinum and Chase Sapphire Reserve, the Strata Elite brings a strong lineup of travel benefits, lounge access, and transfer partners — including the just-announced ability to transfer points 1:1 to American Airlines…